Dealing With Insurance Companies

For anyone who has ever dealt with insurance companies knows that they can be very difficult to work with.  They are always very eager to collect premiums, but when it comes time to settle a claim they are generally not as eager.  For this reason they have developed a reputation with many people that is less than positive.  It can be very frustrating when a consumer pays insurance premiums in good faith for many years, and then when something happens the insurance company does not step up and do the right thing.

This hit a new low after Hurricane Sandy.  There have been several class action lawsuits filed by homeowners and business owners in the Northeast as a result of insurance companies not paying claims on damages resulting from the hurricane.  This is truly a tragic circumstance.  Even the government has been dragged into this lawsuit.  These victims are at their most vulnerable point, indeed assistance for the most basic needs, such as food and housing.

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Hiring a Contractor and Avoiding a Lawsuit

Class action lawsuits in the landscape industry are obviously quite rare, but unfortunately individual lawsuits can be quite common. Many times these type of lawsuits can involve serious bodily harm, which is always unfortunate but a reality of that industry. We have a friend involved in Lipitor Lawsuits that was having some tree service work done on her farm, and one of the employees seriously injured his leg while working.

My friend, Susan, got involved in a lawsuit by this employee even though she had really nothing to do with what happened. It turns out the company was doing a lot of tree removal on their farm, and a new employee was not properly trained on how to cut down these large oak trees. One of the trees fell on his leg resulting in a compound fracture, and nearly severed his leg above the knee.

This particular company had been doing tree removal work for a number of years, and had always done very good work. They had tree cutting technicians who are very well versed in the use of chain saws and cutting equipment. However, they ran short on labor one day and hired a new employee who went straight to the job site. So he was not properly trained entry service techniques, resulting in a serious injury.

This would certainly be considered a frivolous lawsuit as Susan had nothing to do with the accident. But it does really indicate the importance of hiring the correct contractor for your home repair needs. Susan said she had use this company for more than 10 years, and they were a top notch tree service company. Even still, it shows how important is to make sure that you have all of the required insurance because you never know when you might be sued.

When hiring a landscape, lawn service, or tree service company, it is imperative that you hire a company with a solid reputation and make for us than for a certificate of insurance. Make sure this certificate is not expired and contains at least one million dollars of liability insurance, as well as an active workers comp policy. This will make sure that you are protected in the event that an employee is injured.

So many homeowners are not aware of this law, and they hire the company that is not properly insured and when an employee gets hurt on their property they are now liable. This situation can have catastrophic financial consequences. It is imperative that this insurance is confirmed.

Here is a quick video on how to hire a contractor in the correct way and avoid trouble, especially a lawsuit! But most importantly, to protect yourself if you don’t know this contractor.

Click here to learn more about Lipitor Lawsuits.

Subway Subs – Not Quite 12″

This is a class action lawsuit that affects us nearly all.  If you have ever been to Subway, then you know that their subs come in either 6″ or 12″.  This is where the trouble comes in.  Subway was hit with a class action lawsuit for not selling the correct way of subs.  Apparently, many of their customers felt they were being ripped off for ordering subs that were often times 1″ short.

Believe it or not, this is typical of the class action lawsuits that happen every day in the United States.  Some people might think that this is a frivolous suit, however the bottom line is that people want full value for the money they pay.

In many ways this is not a bad thing.  It forces huge corporations to not take shortcuts to save money at the expense of the consumer.  We seriously doubt that Subway intentionally cut short the length of their subs in order to make money.  However, it does go to the larger point that these companies must fulfill their obligations to the consumer, and that is never a bad thing.

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Solar Panels Defective

solar-blue-skyThere has been an onslaught in the manufacture and installation in the United States and around the world.  So it is to be expected that there will be a certain percentage of defective products given the volume of production, regardless of the industry or type of product.  The most recent industry that is gained attention is the solar energy industry.

There has been a great increase in the percentage of solar products in the United States over the past decade.  It has recently come to light that there is a high volume of defective products resulting from this increased production.  My good friend David Williams owns a solar company in Florida, and they are seeing a number of defective panels from the manufacturer as a result of the increase in volume.

Even the general manager of Dupont’s solar panel production group has admitted that shortcuts have been taken in order to accommodate the massive increase in volume.  One of the few companies that has capacity to increase production of solar panels is China.  However, the quality control at many other facilities has come into question.  Some experts have said that the failure rate in defect rate is as high as 13% in some of these facilities.  And the solar panels that are defective are failing in his early is two years.

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Zofran Birth Defect

There is a class action lawsuit related to the morning sickness drug Zofran.  The lawsuit alleges that mothers who have taken Zofran during pregnancy to relieve morning sickness have experienced birth defects in their newborn babies.  This is one of those class action lawsuits that has severe consequences on a number of levels.

Zofran was originally prescribed for people suffering very difficult effects of chemotherapy treatment.  During the 1990’s, the company was able to effectively expand the scope and use of Zofran to include pregnant mothers experiencing morning sickness.  The lawsuit alleges that not enough research and analysis was done to determine the safety of the expecting mother.  The implication is that it was the result of another large drug company becoming overzealous and its desire to sell more prescribed drugs.

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Nutro Ultra Dog Food

We all love our furry pets, and many pets are every bit as important to their owners as people are. This might sound crazy to some but it is very true. There has been a recent class action lawsuit against Nutro Ultra dog food regarding the amount of bacillus in their dog food. Nutro advertised on the packaging that they had done a guaranteed analysis of the amount of bacillus in their dog food.

However, it came to light as a result the lawsuit that they really had no way of knowing. So the company was forced to settle the lawsuit and finalize the case. In the settlement, they did not accept any liability but rather settled the case just to avoid the massive legal expenses that would have been incurred as a result of a long trial.  These type of lawsuits can go on for years with multiple appeals and seemingly endless legal fees.  It does raise suspicion, however, anytime a large company settles a lawsuit without contesting the charges.  Although that certainly does not make them guilty.

You would be eligible to be listed as a plaintiff in the case if you purchased Nutro Ultra dog food between April 2007 in June 2009. The payoff is relatively minor, but if it is a matter of principle then you should pursue this case. There is more information at if you choose to pursue this case.

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Welcome to Lipitor Lawsuits – Consumer Advocacy

Welcome to Lipitor Lawsuits.  This is a consumer blog that will hopefully add knowledge and awareness to your daily life.  We will keep you abreast of consumer lawsuits that protect the everyday consumer in every aspect of your life:

  • Health
  • Home
  • Work
  • Leisure


Life is very busy , and it is our hope that in this blog we can be a consumer advocate to help you protect you and your family by making you aware of consumer lawsuits that are active, and whether or not they are relevant to you.

Unfortunately, we live in a very litigious society.  Some lawsuits are undoubtedly frivolous and are motivated by people trying to unjustly make a quick buck.  However, there are other lawsuits that are just and necessary, and protect the rights and interests of everyday people that have been harmed by the negligence or greed of behemoth corporations, which sometimes seem to be only concerned about their bottom line.  This is not right from a very human and fundamental position.

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